Tuesday, March 29, 2016

About The Nigeria Mortgage Refinance Company (NMRC)

The NMRC
The NMRC is a private sector driven company with the public purpose of developing the primary and secondary mortgage markets by raising long-term funds from the domestic capital market as well as foreign markets and thereby provide accessible and affordable housing in Nigeria. NMRC was incorporated on 24th of June 2013 as Nigeria Mortgage Refinance Company Plc. It obtained an Approval-in-Principle from the CBN on 20th June 2013.

VISION
To encourage and promote home ownership in Nigeria by providing financial facilities to the mortgage lenders, thereby increasing the availability and affordability of mortgage loans to Nigerians.

BUSINESS STRATEGIES
  • To encourage financial institutions to increase their mortgage lending by providing them with long term funding;
  • To increase the maturity structure of mortgage loans and assist to reduce mortgage rates;
  • To increase the efficiency of mortgage lending by taking a lead role in proposing changes to the enabling environment for mortgage lending as well as by standardising mortgage lending practices of financial institutions; and
  • To introduce a new class of high quality long-term assets to the pension funds and other investors It is intended that these objectives will be executed in phases in order to enable the NMRC operate as efficiently as possible in the Nigerian environment and lay the foundations for supporting other key sectors of the economy.         
                                                                

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